Erschienen: 07.09.2010 Abbildung von Zhao | China's Rural Financial System | 2010

Zhao

China's Rural Financial System

Households' Demand for Credit and Recent Reforms

lieferbar, ca. 10 Tage

ca. 137,50 €

inkl. Mwst.

2010. Buch. xx, 172 S. 14 s/w-Abbildungen, 9 s/w-Fotos, 5 s/w-Zeichnungen, 38 s/w-Tabelle. Hardcover

Taylor & Francis. ISBN 978-0-415-54793-2

Format (B x L): 15,6 x 23,5 cm

Gewicht: 431 g

In englischer Sprache

Das Werk ist Teil der Reihe: Routledge Studies on the Chinese Economy

Produktbeschreibung

This book examines the credit needs and the borrowing behaviour of rural households in China in recent years. It is based on in-depth analysis of the status of households’ indebtedness and borrowing behaviour; the performance of Rural Credit Cooperatives (RCCs), as well as resources of informal finance. Before 2006, RCCs are virtually the only source of formal credit for rural households in China and were subject to a series of reforms from 1996 to 2003. The reforms aimed to transform RCCs into market-oriented institutions and, more importantly, help them meet the increasing demands of farmers for varied financial services, and thereby contribute effectively to economic transformation in rural China.

Based on a micro-study of three villages, at different stages of development with dissimilar economic characteristics in Jiangxi province, this book investigates the sources of finance, formal and informal, in rural areas and the different types of credit that farmers require. It examines the patterns of credit required by rural households at different stages of agricultural processes, and the institutions from which they obtain loans. It demonstrates the importance of innovative institutional arrangements in rural China and new instruments that give farmers access to formal rural financial markets and enable them to utilize credit effectively, concluding that further reforms to RCCs are necessary for RCCs to be truly effective.

Gesamtwerk

Die 8. Auflage ist wieder auf sechs Bände angelegt. Darin finden sich übersichtlich und in systematischer Gliederung Vertragsmuster aus der Feder erfahrener Experten. Jedem dieser Muster folgen Anmerkungen, mit denen der dem Vertragsentwurf zu Grunde liegende Sachverhalt und die Gründe für die Wahl des spezifischen Formulars erläutert werden.

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