Die vorzeitige Beendigung von Immobiliarkreditverträgen

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Abstract: ‘Die vorzeitige Beendigung von Immobiliarkreditverträgen’ is a baseline study which presents a comprehensive analysis of the current legal situation relating to the premature discontinuation of mortgages against the background of their historical, economic and dogmatic foundations. It examines every detail of both the relevant provisions laid down in the existing legal regulations on debts and loans and the law on consumer credit, which is influenced by European law, in terms of their consistency and practicability. In doing so, it highlights and explains flaws in the system and where legislative action is needed, while also suggesting ways in which any problems could be solved. Consequently, this study is both a contribution to and a call for the concise implementation de lege lata et ferenda of the legally dogmatic fundamental ideas of national and European legislators, without the interests of all parties being ignored.